#ReleaseBlitz “Debt-Free ASAP” by John Nicholas

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Congratulations to John Nicholas on the release of his book, Debt-Free ASAP! Fitting that this book should come to the rescue after all our holiday excess! There is also a chance to win a $25 Amazon gift card. Perhaps a treat for getting your finances in order?

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Debt-Free ASAP!

Publication Date: January 8, 2021 (Today)

Genre: Non-Fiction/Finances

“If you’re stressed out, maxed out or even wiped out by too much debt, then you’ve come to the right place.

We will help you gain peace of mind, get rid of your debt and chart a brighter future for you and your finances.

The key to your recovery is our simple 3-step ‘ASAP Protocol’ and I guarantee it will change your life as we walk you through it together.”

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Excerpt

Your Debt Load, Net Worth, P&L & FICO

Rodney and Crystal knew they had a lot of debt but weren’t sure exactly how much.

So they took turns guessing, as I listened to them talk on their speaker phone.

“I’ve got to have at least forty-five or fifty,” said Crystal, as she tried to calculate her card balances in her head. “But I don’t know how much you’ve got,” she said to her husband.

“Well I definitely don’t have as much as you!” He replied with a chortle, “But I’m guessing thirty-something, maybe forty K.”

Unfortunately, neither one of them was even close.

These two clients would set one of the highest debt-load totals for non-business-related credit card debt for a couple that I’ve come across, with 27 accounts totaling more than $168,000, including multiple accounts with the same banks. And that didn’t include their home mortgage or car loans or any kind of student loans or medical debts.

“Wow.” They said at least three times each as we reviewed their long list of accounts one by one then totaled them all up. It turned out Crystal was carrying more than ninety thousand and Rodney had over $70K worth of debt.

They didn’t know their total debt load and they didn’t realize their monthly minimums totaled more than $4,000 a month.

“Don’t worry,” I consoled them. “You’re not alone. Some people know their numbers to the penny, but most folks underestimate how much debt they have. They never add everything up, or they lose track or they just stop looking.”

Fortunately, these two had solid incomes. But even so they were burning up most of it on minimum monthly payments and were using credit cards and falling further behind every month to keep up with their other living expenses. They were the financial equivalent of a “heart attack waiting to happen.”

Available on Amazon!

About the Author

JP WHITE BRICK PHOTO

John Nicholas is the Founder of Debt-Free ASAP, a wealth coaching company offering affordable services and debt-relief support. John is a former pro football player, pastor and co-founder/partner of award winning sports media and real estate companies. He’s a Certified Debt Specialist and is a graduate of Brown University and Fuller Seminary who lives with his wife and dogs in McKinney, TX.

Learn more at www.Debt-FreeASAP.com.

For a chance to win a $25 Amazon gift card, click the link below!

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#ReleaseBlitz “Young, Broke and Educated” by Alexander Baima

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Finance/Economics

Date Published: September 22

Publisher: Acorn Publishing

photo add-to-goodreads-button_zpsc7b3c634.png
 

Alexander Baima graduated college with $80,000 in student debt at the age
of 23 from one of the top 25 business schools in America. After college he
went to work as a financial planner and serviced fortune 500 clients. He
created the financial plans that brokers took credit for, and while they
grossed millions a year, he made minimum wage.

At 29, his parents had a house with an $80,000 mortgage and a child –
and they lived on one income. At 29, Alexander still had over $50,000 in
student debt. How could previous generations have so much more than most
millennials who still struggle with little hope for the future?

Young, Broke and Educated investigates the decline of purchasing power
among young people, especially over the last generation. It explores in
basic, easy to understand terms, how economic systems have evolved to hinder
the financial success of millennials and the incentives that government, big
business and banks have to prevent progressive change.

Alexander Baima, a master in the field of eCommerce and early adopter of
blockchain technology, walks you through, step-by-step, what the issues are
and what needs to change to ensure that millennials and future generations
have access to the same type of success that previous generations took for
granted.

AMAZON

BARNES & NOBLE

~~~

 About the Author

Alexander Baima received his bachelor’s degree in Business Administration from the University of San Diego. By profession, he has excelled as both an analyst and project manager. He currently holds a CAPM, MOS and SSGB certification in the field of project management. Alex is a talented entrepreneur who specializes in 19th and 20th century porcelain as well as modern innovative computing.

Alex is a firm supporter of Cryptocurrency and believes that this
technology will revolutionize the way all countries function within a matter
of a few years. He is currently invested in Bitcoin, Ethereum and EOS with
the expectations that decentralized applications and smart contracts will be
a major contributor to our future.

He has published over 150 articles between LinkedIn and a new social media
platform called Steemit. As a millennial, his desire is to help solve many
of the great challenges that are plaguing today’s society and engage
in intellectual exchanges to help create a better world.

 

Contact Links

Facebook

Goodreads

Instagram

Linkedin

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RABT Book Tours & PR

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#CoverReveal “Young, Broke and Educated” by Alexander Baima

Finance/Economics

Date Published: September 22

Publisher: Acorn Publishing

photo add-to-goodreads-button_zpsc7b3c634.png
 

Alexander Baima graduated college with $80,000 in student debt at the age
of 23 from one of the top 25 business schools in America. After college he
went to work as a financial planner and serviced fortune 500 clients. He
created the financial plans that brokers took credit for, and while they
grossed millions a year, he made minimum wage.

At 29, his parents had a house with an $80,000 mortgage and a child –
and they lived on one income. At 29, Alexander still had over $50,000 in
student debt. How could previous generations have so much more than most
millennials who still struggle with little hope for the future?

Young, Broke and Educated investigates the decline of purchasing power
among young people, especially over the last generation. It explores in
basic, easy to understand terms, how economic systems have evolved to hinder
the financial success of millennials and the incentives that government, big
business and banks have to prevent progressive change.

Alexander Baima, a master in the field of eCommerce and early adopter of
blockchain technology, walks you through, step-by-step, what the issues are
and what needs to change to ensure that millennials and future generations
have access to the same type of success that previous generations took for
granted.

~~~

 About the Author

Alexander Baima received his bachelor’s degree in Business
Administration from the University of San Diego. By profession, he has excelled as both an analyst and project manager. He currently holds a CAPM,
MOS and SSGB certification in the field of project management. Alex is a
talented entrepreneur who specializes in 19th and 20th century porcelain as
well as modern innovative computing.

Alex is a firm supporter of Cryptocurrency and believes that this
technology will revolutionize the way all countries function within a matter
of a few years. He is currently invested in Bitcoin, Ethereum and EOS with
the expectations that decentralized applications and smart contracts will be
a major contributor to our future.

He has published over 150 articles between LinkedIn and a new social media
platform called Steemit. As a millennial, his desire is to help solve many
of the great challenges that are plaguing today’s society and engage
in intellectual exchanges to help create a better world.

 

Contact Links

Facebook

Goodreads

Instagram

Linkedin

~~~

RABT Book Tours & PR

~~~